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 There is no one-size-fits-all for people in their 50s (or later) working toward retirement. Identify what track makes the most sense for your circumstances and find out how to optimize your next egg. 

Smiling group of older friends.
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Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. The choices people make in their careers, savings, and investments shape their ability to retire comfortably. Individual retirement can look radically different, shaped by circumstances and decisions.

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