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These insurance products are rarely worth the expense. schankz / Shutterstock.com
At its best, insurance helps protect against events that could send your finances into a death spiral. Crucial products include insurance against serious car crashes, damage to a home and the loss of income due to death or disability. But many other types of insurance offer little value, or they’re filled with confusing exclusions and caveats. Following are some potentially risky insurance buys.
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