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 Is a half-million in savings enough? It can be, if you follow these simple tips. CandyRetriever / Shutterstock.com

Advertising Disclosure: When you buy something by clicking links on our site, we may earn a small commission, but it never affects the products or services we recommend. A half-million bucks. Sounds like a lot, and it is. Unless, that is, you’re planning on living another 30 years with only Social Security as income. The average Social Security monthly benefit is only around $1,800.

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