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You can feel decadent and enjoy travel, hobbies, and daily comforts, regardless of how modest your savings for later years may be.

Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Your retirement years shouldn’t mean sacrificing what you enjoy or constantly worrying about making ends meet. Thankfully, a modest budget doesn’t have to limit your adventures or lifestyle.