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Most people barely scratch the surface of what their Health Savings Account can really do — these tips can unlock its full potential.

Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Most people know HSAs (Health Savings Account) offer tax benefits — but that’s just the beginning. If you only use yours to cover a few doctor bills, you miss out on some serious perks.