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Now is the time to fix what’s wrong, build stronger finances and avoid dragging any bad habits into the new year. Ground Picture / Shutterstock.com
Your finances aren’t a set-it-and-forget-it thing. Having a healthy budget and specific financial goals is only a start. Why? Because things change, that’s why. That grocery budget worked just fine until food prices skyrocketed. Higher gas costs pushed the needle on the “commuting” budget toward “E.” Your cat was fairly low-maintenance — until it developed diabetes and needed insulin shots…
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