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 Here are some shrewd financial strategies that you’re not using — not yet, anyway. Try these methods to stop wasting money. schankz / Shutterstock.com

Advertising Disclosure: When you buy something by clicking links on our site, we may earn a small commission, but it never affects the products or services we recommend. Harsh but true: If you’re not doing certain specific things, you may as well be lighting some of your money on fire. Sure, we all try to be smart and savvy with our money. We try to make the most effective financial moves.

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