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 These U.S. cities and towns offer retirees an oceanside lifestyle with a mix of mild climates, low costs and great quality of life. wavebreakmedia / Shutterstock.com

If thoughts of the beach send you into a dreamy state, consider the following U.S. cities and towns when you’re ready to retire. Offering everything from affordable housing to an excellent quality of life, they prove that seaside living can be attainable with a bit of planning. And moving near the ocean doesn’t have to mean heading south to Florida, either (although the state does have some…

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