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 These out-of-the-box ideas require big lifestyle changes, but they pay off with major savings. Lopolo / Shutterstock.com

Here at Money Talks News, we spend a lot of time telling you how to save money. We’ve explained how to save $1,000 quickly, how to save on every online purchase and even how to save without really trying. But what happens once you’ve cut the lattes and canceled the gym membership, and you’re still burning a hole in your checking account each month? At that point, it may be time to pull out the big…

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