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 Smart planning and the right steps can help you keep your house warmer without a hefty utility bill. Lopolo / Shutterstock.com

Editor’s Note: This story originally appeared on The Penny Hoarder. Americans are seeing the largest spike in their heating bills in more than a decade, and it’s been a bitterly cold season for much of the United States. But we’ve got eight tips to help you lower your bill. With wicked cold temperatures breathing down our necks, we’ll list these tips from the simplest to the most complicated.

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