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 It’s never too early to start learning how to live well while living on less. IndianFaces / Shutterstock.com

So, your retirement plan is to live on your Social Security benefits? It might work. Much depends on the size of your checks and your lifestyle. Bear in mind, though, that few people get rich off this program. The average monthly benefit among retired workers is about $1,837. If you are counting on those benefit checks to cover all your expenses in retirement, it’s never too early to start…

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