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 You’ve decided to make that purchase. But how you pay for it can actually reward you — or not. Here’s when you’re better off using plastic. STEKLO / Shutterstock.com

Of all the things that are slowly becoming obsolete in our modern world, cash might be the most surprising. Some businesses are even refusing to take cash at all, preferring electronic payment methods. And there are often advantages to paying with credit. Seattle-area certified financial planner Mindy Crary says that while she used to always make sure she had cash on hand, she doesn’t worry…

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