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 What many people think they know about collecting retirement benefits is just plain wrong. Krakenimages.com / Shutterstock.com

The closer we get to retirement, the more Social Security’s exacting rules suddenly matter. Yet many Americans struggle to master the ins and outs of the Social Security system. The danger of buying into myths about Social Security is that they can form the basis of decisions — even early in your work years — that will hurt your finances at retirement. Here is a look at some popular myths and…

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