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 The easier it is to shop, the easier it is to spend, but AI-powered apps and chatbots provide personalized advice and recommendations so you spend wisely. SaiArLawKa2 / Shutterstock.com

Editor’s Note: A chatbot did not write this article, but we did interview the three most popular free ones as well as real humans. If it seems like just about everyone on the artificial intelligence frontier is gunning for your money, it’s because most are. Retailers and manufacturers are incorporating AI technology such as OpenAI’s ChatGPT and IBM’s Watson into their apps to provide personalized…

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