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If you don’t have an emergency fund, here are smart reasons to start building one today. Andrey_Popov / Shutterstock.com
An emergency fund is the bedrock of sound personal finances. Having money set aside ensures you don’t have to resort to credit cards or loans to pay for unexpected debt, both of which can come with high interest rates that will drain your bank account. Conventional wisdom says you should have enough in the bank to cover three to six months’ worth of expenses, but most people fall far short of…
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