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 Even the perfect retirement plan is likely to run into one of these obstacles. Perfect Wave / Shutterstock.com

It is wise to plan for retirement. But it’s also a mistake to think things will go exactly as you forecast. A large majority of retirees — 69% of men and 81% of women — say they have experienced a major “curveball or cannonball” during their retirement, according to a recent survey of thousands of retirees by Age Wave and Edward Jones. We all hope to avoid such unpleasant shocks…

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