7 Times You Should Not Pay Off a Mortgage Before Retiring

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 It often makes financial sense to avoid paying off your mortgage before retiring. Krakenimages.com / Shutterstock.com

Paying off a home mortgage before you retire is a common goal, but it isn’t always the best financial strategy. It could end up costing you in the long run — such as by leaving you without cash savings to cover an unexpected expense, or without the flexibility to take advantage of an opportunity to earn a better return on your money. Here are some financially shrewd reasons to carry your mortgage…

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