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 To get the most out of your Social Security retirement benefits, you have to think ahead. Roman Samborskyi / Shutterstock.com

It’s never too early to start planning for retirement. Even if you don’t plan to have a traditional retirement, it’s a good idea to consider how you’ll manage income as you age. “I’d like to work until I’m dead because I love what I do,” says Stacy Johnson, the founder of Money Talks News. “But I’ll want to cut back at some point, and my Social Security strategy is a part of that.

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