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Social Security is a gender-neutral program, but here’s a look at factors that may be especially pertinent to women. ARENA Creative / Shutterstock.com
In theory, Social Security treats men and women the same. Two people with identical work and income records will receive the same monthly payments from the program, regardless of their sex. However, the reality is that women tend to live longer, earn less and take more time out of the workforce to care for children. All those factors can affect a women’s Social Security benefits later in life.
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