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 Homeowners insurance is a must for any property owner, but most of us don’t read these lengthy documents once we have them. Knowing what’s covered — and what’s not — can help you resolve damage and other issues quickly. Johnson / Money Talks News

Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Homeowners insurance is a must for any property owner, but most of us don’t read these lengthy documents once we have them. Knowing what’s covered — and what’s not — can help you resolve damage and other issues quickly.

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