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 Confusion over Social Security is a shame, considering how many of us will need this money badly. fizkes / Shutterstock.com

Social Security is not a well understood program. In fact, a 2022 survey found that about half of respondents thought if they filed for benefits early, their payment amount would automatically go up when they reached their full retirement age. That’s way, way wrong. The confusion’s a shame, given how many of us will need this money badly in old age. Around 21% of couples collecting Social Security…

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