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 Many folks do not abandon their penny-pinching ways after they stop working. Roman Samborskyi / Shutterstock.com

Retirement is supposed to be the time to spend down all that you have saved over a lifetime. But it appears that someone forgot to let today’s seniors in on the secret. Among retirees, 34% say they plan to spend down only a small portion of their assets in their golden years, and another 8% plan to spend down none of their assets. But there is a method to what some might characterize as their…

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