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 These key budget costs drop once you quit the 9-to-5 grind. Photoroyalty / Shutterstock.com

Everyone dreams of the day they can stop working for good. But worries about finances can cloud the sunniest visions of retirement. How will you cover daily expenses when you no longer can count on a regular paycheck? Fortunately, some costs shrink significantly — or even disappear — once you quit the rat race. Following is a look at major expenses that will cost you less during your golden years…

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