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Discover what has a major impact on your rates and on how to save on auto insurance. pathdoc / Shutterstock.com
Car insurance premium rates can feel arbitrary and unjust to many of us. But what affects car insurance rates — and why? Turns out, it’s not so arbitrary. Your rate is actually determined through a complicated algorithm aiming to predict how likely you are to cost your provider money. “Depending on the state, we may use your vehicle type, where you live, gender and age…
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