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 How companies report and manage your credit has changed in recent years. Here’s what you should know. fizkes / Shutterstock.com

Your credit can determine everything from whether you get a loan to whether you get a job. That’s why it’s important to keep tabs on both your credit report and your credit score. In recent years, there have been changes to how credit reporting companies do business. While most of these benefit consumers, some could have a negative impact on your score. Here’s what you need to know about…

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