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 The error could potentially cost homeowners tens of thousands of dollars. Nenad Cavoski / Shutterstock.com

Advertising Disclosure: When you buy something by clicking links on our site, we may earn a small commission, but it never affects the products or services we recommend. A lot of baby boomers who get a new mortgage or refinance an old one simply accept the terms the lender offers. That is probably a big mistake. Just 31% of boomers negotiated the mortgage rate that their lender initially offered…

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