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 Saving is just one part of the retirement equation. Check out these ways to guarantee income in your golden years. Nutlegal Photographer / Shutterstock.com

If you want a smooth retirement, it’s not enough to simply tuck away part of your paycheck during your working years and worry about the rest later. You must make sure money will keep flowing when you need it and make plans to weather an unpredictable future. The sooner you look at options, the more bumps you can avoid on your retirement ride. Here are some ways to plan ahead to ensure you have a…

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