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 Workers say these are the essential perks any good retirement plan should offer. michaelheim / Shutterstock.com

What do you want from your retirement plan? Aside from the obvious — enough wealth to see you through long, happy golden years — Americans say there are several other features they need in a 401(k) or other type of retirement account. Recently, Smart — which bills itself as a “world-leading retirement technology provider” — surveyed 2,000 U.S. adults about their knowledge of and attitudes and…

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