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 Here’s why a financial cushion is essential for keeping your golden years truly golden. Prostock-studio / Shutterstock.com

Throughout your working years, your emergency fund probably saved your bacon more than once. Car repairs, temporary unemployment, insurance deductibles and copays — having a pool of liquid cash certainly helps us paper over the rough spots in life. Question: Do you think those rough spots magically disappear during retirement? Maybe your golden years will be charmed…

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