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You could be in for an unpleasant surprise if you have any of these misconceptions. Perfect Wave / Shutterstock.com
You might spend decades dreaming about your retirement, but if you don’t do your homework, you could be in for an unpleasant surprise. Some people buy into myths about retirement — such as how much they’ll spend and where they’ll live — without realizing that reality can be much different. By the time they discover the truth, it could be too late to make adjustments to their retirement plan.
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