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There are many federal government and nonprofit websites to help homebuyers and others trying to understand the risks where they live. David Pereiras / Shutterstock.com
Natural disasters are also financial disasters, responsible for billions in property damage each year — and often resulting in inflated insurance premiums as well. In 2021, the most recent year for which data is available, natural catastrophes caused $92 billion in estimated insured property losses, according to the Insurance Information Institute. And that total doesn’t include smaller natural…
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