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 Most of us are experts in justifying foolish spending. Here are a half-dozen ways we do it. MDV Edwards / Shutterstock.com

Most of us love to spend money. But deep down, we also realize that it’s often not a good idea, especially if we are trying to build massive wealth or even a small retirement nest egg. So, we find endless ways to justify our foolish spending. In the end, these rationalizations do us no favors. If you want to plug the holes in your budget so you can begin to accumulate real savings…

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