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 Does money burn a hole in your pocket? If so, you are unlikely to ever get rich. Here are common ways to kill financial dreams. pathdoc / Shutterstock.com

“If only my income was greater,” or “If only I had a million bucks.” Sound familiar? Well, even if one of those things was true, you’d probably do the same thing you’re doing now: Spend too much! It is no secret that many Americans spend much more than they earn. That is why household credit card debt is through the roof — over $1 trillion. By contrast, the relatively few great savers in our…

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