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 Here’s how to contribute to a college fund — and determine how much to put aside. Ground Picture / Shutterstock.com

Do you know what it costs to go to college these days? If not, you should probably sit down for this. Including tuition, room and board, and applicable fees, a two-year degree at a public institution costs $11,600 per year, according to Campus.edu. A four-year degree? You’re looking at $38,270. And those are just the averages. If you’re thinking ahead about the cost of sending your child or…

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