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A growing insurance crisis is making it harder to buy and keep a home. As coverage disappears and costs soar, the ripple effects could shake the housing market.
The mortgage market faces an unprecedented threat—not from high interest rates or rising home prices, but from a growing crisis in the insurance industry. As insurers pull out of high-risk areas, homeowners and buyers are left scrambling for coverage. Without insurance, getting a mortgage becomes nearly impossible, threatening homeownership, property values, and overall market stability.
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