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 Discover how savvy people are trying to outsmart a looming Social Security shortfall. Are you prepared? Prostock-studio / Shutterstock.com

When Americans think about the future of Social Security, their outlook is pretty bleak. Fully three-quarters of adults 50 and older are afraid that Social Security will run out of funding during their lifetime, according to the Nationwide Retirement Institute’s latest annual Social Security survey. Of the 1,800 adults surveyed, many said they are taking steps now in case there are cuts of 25%

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