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 Credit cards are put on a pedestal for their rewards. That doesn’t mean they should always be your go-to. Oscar M Sanchez / Shutterstock.com

Whether you’re a financial novice or an expert, using either debit cards or credit cards exclusively isn’t your best option. Maintaining financial wellness involves discerning which option is best situationally. Credit cards offer unique rewards, flexibility and a financial safety net, and are essential when building credit. But convenience isn’t always king. Credit cards can also come with…

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