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Think your flood insurance has your back? Discover the surprising truths about what’s not covered before the next deluge. Roschetzky Photography / Shutterstock.com
When floodwaters rise, don’t look to your homeowners insurance policy to protect you. Such insurance does not cover damage from floods. To get protection, you need to purchase a policy from the National Flood Insurance Program of the Federal Emergency Management Agency (FEMA). But even with this coverage, there are some key gaps that could leave you unprotected for specific types of damage.
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