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 These conversations are critical, and it will eventually be too late to have them. Andrew Angelov / Shutterstock.com

No one likes to talk about death or finances, let alone raise those subjects with their parents. But the responsible thing is to do it anyway. It may feel difficult for you to start challenging conversations with your parents, and they may even resist it. No one is infallible or immortal, though, and having uncomfortable discussions can make a big impact on your life and theirs down the line.

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