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 But we will gladly let you know how to get more out of your plastic. TetianaKtv / Shutterstock.com

Credit card companies make less money off smart customers. Interest rates and fees pad their profits, so it’s more lucrative for them when you don’t understand what you’ve agreed to. It doesn’t help that cardholder agreements are full of fine print. So the more you learn about how credit cards work, the more of your hard-earned money you can keep in your pockets.

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