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 A lack of affordability means sales are sinking in these markets. WorldTraveler_1 / Shutterstock.com

Today’s home shoppers are learning a tough lesson: Even if you want to buy a home, you cannot always afford to do so. Pending home sales dropped 13% nationwide year-over-year for the four weeks that ended on Sept. 17, according to a new report from real estate brokerage firm Redfin. Mortgage rates that haven’t been this elevated in two decades and climbing property prices mean today’s housing…

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