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 Sinking rates make savings accounts and certificates of deposit less attractive. Are these alternatives better for you? Krakenimages.com / Shutterstock.com

Advertising Disclosure: When you buy something by clicking links on our site, we may earn a small commission, but it never affects the products or services we recommend. For the first time in a long while, interest rates will start falling soon. On Sept. 18, the Federal Reserve Board cut its target range for the federal funds rate by half a percentage point (50 basis points). It’s the first…

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