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 Doing any of these things could cost you with Uncle Sam. Prostock-studio / Shutterstock.com

Not getting money when you expect to is no fun — especially if you were literally banking on it to get by. If you’re not self-employed or an active lender, this is more likely to come up in the context of a tax refund. Following are situations in which the IRS says a tax refund could be delayed — and what you can do about each.

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