5 Genius Ways to Slice Your Credit Card Interest in Half

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 Average credit card interest is now over 20%. If you’re carrying a balance, you really need to read this. Garry L. / Shutterstock.com

Advertising Disclosure: When you buy something by clicking links on our site, we may earn a small commission, but it never affects the products or services we recommend. The current average rate on plastic is now over 20%. That’s like borrowing from the mob in a back alley. And every time the Fed raises rates, so do the credit card companies. Paying 20% is crazy. If you’ve got a $10,000…

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