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If you’re not already using these tricks, it’s time to start — savings await.
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You’ve probably accepted the fact that you can’t live without your smartphone, even if it is an extra expense on top of your other bills. Of course, if you use your phone wisely, it could turn out to be a great investment. That little phone might be small, but it can make a big impact on your savings game. Not only can it keep you in touch with your family and friends, but it can help lower…