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 Once you retire, you will give up some important — even irreplaceable — things. Roman Samborskyi / Shutterstock.com

Nearly every worker has dreamed of retiring and leaving the rat race behind. For some, it’s an occasional daydream. Others obsess over the thought for much of their working lives. But just like everything else in life, retirement has its shadow side: It’s not all mornings on the golf course or day trips to undiscovered romantic hideaways. Once you retire, you will give up some important — even…

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