5 Clever Hacks for a Debt-Free, Stress-Free Holiday

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 The holidays don’t have to be stressful, or expensive. The key is using your mind before spending your money. Here are some tips to help. voronaman / Shutterstock.com

Here we are again. Isn’t it amazing how something that happens at the same time every year can still sneak up on you? We can’t do your shopping for you, or pay off your credit cards, but we can offer some tips to make this year a bit less hectic and a lot less expensive.

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