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 With the Federal Reserve expected to cut interest rates by September, this may be the last chance for savers to lock in a 5% APY. fizkes / Shutterstock.com

Advertising Disclosure: When you buy something by clicking links on our site, we may earn a small commission, but it never affects the products or services we recommend. For over a year, savers have been able to find certificates of deposit, or CDs, offering annual percentage yields (APYs) of 5% or higher. But those days may be coming to an end. With the Federal Reserve expected to cut…

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