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 Companies rely on personal data about you to make all kinds of decisions. Here are some places they get it. Anatta_Tan / Shutterstock.com

Many people are familiar with credit reports — the information companies gather about our track record of borrowing and repaying money. Lenders use them to decide whether they can trust borrowers and with how much. But credit companies aren’t the only ones who do this. Turns out, the auto insurance industry does too. Before making a decision to offer you insurance at a certain rate — and…

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