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 Medicare provides affordable health insurance for seniors, but it could cost you more if you make these mistakes. fizkes / Shutterstock.com

Getting access to Medicare after years of paying into the system can feel like finally “making it.” However, once you begin receiving Medicare benefits, it’s important to understand that there are terms and conditions. If you don’t pay attention to some of the rules, you could end up paying a penalty — and some penalties have long-lasting effects. Here’s what you need to know about different…

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